CASE STUDY
Loan decisions, made legible.
A free loan calculator and repayment tracker that turns borrowing terms into clear payments, amortization schedules, progress, and portable exports—without sending personal loan data to a server.
BRIEF
Replace loan guesswork with a usable plan.
Challenge
A headline interest rate does not show the real repayment burden. Borrowers still need to compare interest methods, frequencies, total cost, and progress after the loan begins.
Solution
Product Farm designed one clear flow from calculation to schedule to active tracking, then shipped it across the web and Android with an iOS release prepared for the App Store.
PRODUCT WALKTHROUGH
One journey from estimate to payoff.
Users can model a loan, inspect every payment, save it to the tracker, record repayments, and learn why each financial choice changes the outcome.
SCOPE
A complete utility, not just a calculator.
EMI calculations for flat-rate and reducing-balance loans
Weekly, bi-weekly, monthly, quarterly, and yearly repayment plans
Full amortization schedules with principal, interest, and balance detail
Loan tracking, payment records, and repayment progress
PDF, Excel, and CSV exports across web and native platforms
Financial guides, FAQs, dark mode, PWA support, and native packaging
DECISIONS
The choices behind a trustworthy finance tool.
- 1
Keep the essential calculation flow fast enough to use before accepting a loan offer.
- 2
Put payment, interest, and total repayment figures beside the full schedule so the cost is legible.
- 3
Store loan records on the device instead of sending personal financial data to a server.
- 4
Use one responsive product foundation for the web app, Android release, and iOS build.
If your product needs one coherent route from web launch to mobile distribution, start with a build call.